Legado Vida Is an online instant issue life insurance product This Whole Life product is designed to provide coverage to anyone ages 1 – 85 regardless of medical history. We have an affordable plan for everyone and there are no medical exams required! Just answer a few health questions. 

Term life the way it should be: easy. No hoops. No headaches. Just insurance. The only term life insurance that never requires a medical exam.

Diabetic Direct Is a life insurance product made specifically for those living with Diabetes. It is an online instant issue life insurance product, this Whole Life product is designed to provide coverage to anyone 1 – 85 regardless of medical history.

NCD creates products with the promise of providing high-quality, affordable dental & vision care. Our plans fit your budget and give you peace of mind. Providing some of the highest levels of Dental coverage in the U.S.